Chattanooga Personal Injury Attorneys

Is It Worth Hiring A Personal Injury Lawyer?

Is It Worth Hiring A Personal Injury Lawyer?

Is it worth hiring a personal injury lawyer? You’ve suffered a personal injury because someone else was careless or negligent. Maybe a careless driver slammed into you. Or, perhaps you slipped and fell on a slick floor made slicker by water. Perhaps, even, you were shopping at your local big box store and a TV fell on your head. The ways someone’s negligence can hurt you are endless. Bottom line: you’re hurt, you have medical bills, maybe lost wages, you’re overwhelmed and you have to decide what to do about the situation: Should you or should you not hire a Tennessee or Georgia personal injury attorney?


There Are Two Questions That Always Accompany This Question

  1. Won’t the insurance company take care of me if I just tell them about the accident?
  2. Aren’t personal injury attorneys too expensive?

Let’s look at the first question:

Won’t The Insurance Company Take Care Of Me?

In a word, “no”, the insurance company will not “take care of you”.  Insurance companies are not charities—they make money by finding reasons not to pay an insurance company will make you prove every element of your claim including:

  • That their insured caused the accident
  • That your injuries resulted from the accident
  • That your medical treatment is reasonably related to your accident caused injuries
  • That your injuries required the medical treatment you received
  • That your medical charges are the usual and customary charges for those medical services

Even after you gather everything to prove the above points, the insurance company may refuse to pay you for your pain and suffering (need a link to an article here) and anything approaching a fair settlement without a credible threat of a lawsuit against their insured. This where a personal injury lawyer will benefit you because he or she knows how to prove all of these elements. They can gather the proof together quickly and efficiently because they’re set up to do this and, if you did your homework (need a link to the article on how to hire a personal injury lawyer), you found an experienced personal injury lawyer that does this day in and day out.

Next, we come to the second question:

Aren’t Personal Injury Attorneys Too Expensive?

This question is where your question, “Should I hire a personal injury attorney/?” gets a little trickier. Lets first look at how most personal injury attorneys get paid.

Almost all Georgia and Tennessee personal injury attorneys work on what is called a “contingency fee”.  This means the attorney takes a percentage of the money he or she recovers from the insurance company for their fee. If the personal injury attorney recovers nothing for you, you owe the attorney nothing. Dennis and King take only one-third of our personal injury client’s recovery, but some firms take up to half of the recovery, so always make sure you know what the contingency fee is before you hire a personal injury lawyer. (In fact, Dennis and King, under their Fair Fee Guarantee  pledge that their contingency fee will never be more than what the client gets in settlement—even if we have to cut our one-third fee.)

Now that you know how much personal injury attorneys charge, you have two more questions you need answered before you decide to hire a Tennessee or Georgia personal injury attorney:

Now that you know how much personal injury attorneys charge, you have two more questions you need to answer before you decide to hire a Tennessee or Georgia personal injury attorney:


The best way to answer these questions is to show you some examples.

Example #1:  What If You Were In A Very Minor Rear End Collision?

Let’s say you slowed in traffic and you were hit from behind.  The collision really didn’t do much damage to your car—may be a ding or two.  As for yourself, you may have been jolted a bit, but you aren’t really hurt.  You want to get your car fixed, but you really don’t want to pursue an injury claim.

In this scenario, you don’t need a personal injury lawyer.  For one thing, you didn’t have a personal injury.  For another thing, you don’t need a lawyer to resolve your property damage claim—you can do that by yourself by contacting the insurance company for the negligent driver listed on the policy report. 

Example #2:  What If You Were In A Minor To Moderate Rear End Collision And Now You’re Hurting?

Let’s say you stopped at a red light and a car rear-ended you dead on. The crash did at least $2500 dollars of damage to your car. While you didn’t go to the hospital after the crash, the next morning you woke up and felt like someone had poured concrete into your spine.

This is where a personal injury lawyer can help you make your case more valuable. While an experienced personal injury lawyer isn’t a doctor, he or she does have enough experience to know what kind of treatment will: 1) identify all of the hurt parts of your body; 2) make you feel better, and 3) maximize the value of your claim. If you don’t have health insurance or your own doctor your personal injury lawyer can help here as well by sending you to a doctor (not a chiropractor) and physical therapist well versed in treating car wreck victims and who also will agree to accept payment for services after your lawyer gets you a recovery.

The example above is the kind of case where the insurance company will offer you maybe $750 to just go away while an experienced personal injury lawyer, depending on your medical treatment can get you 10 or even 15 times that amount by properly developing your proof of injury.

Example #3:  You Were In A Severe Crash But The Insurance Company Says You Were Partially At Fault

In this situation, you absolutely need a Tennessee or Georgia personal injury lawyer.  Why?  Because the only opinion that matters as to who was at fault for your injury is the jury’s opinion.

Insurance companies love to find a reason to find fault with a victim of a car crash because by doing so, the insurance company can get by paying less on the claim.  You see, Georgia and Tennessee are what is called “comparative fault” states.

Comparative fault means that a jury compares the fault of both parties and assigns a percentage of fault to that part.  Let’s say that the insurance company thinks the jury will find you were 10% at fault for the collision.  This means they will subtract 10% off of what they think your injury is worth.  If they think your case is worth $100,000 dollars they will pay you $90,000 dollars.  See how that works?

If the insurance company contends you were 50% at fault, they will offer you nothing.  That is because under Tennessee and Georgia law, if a jury finds that a car crash victim is more than  49% at fault (or another way of saying it —-50% at fault)  the law prevents the jury from awarding the victim anything—-you get zero.

In this situation, you need a lawyer who can hire experts and find witnesses (if they exist) that can convince a jury that the person who injured you was 100% at fault.

Example #4:  You Are Severely Injured, It Wasn’t Your Fault, The Person Who Hit You Has Deep Pockets But You’re Still Being Offered A Low Settlement

This is where having a Tennessee or Georgia personal injury lawyer make such a difference.  An experienced personal injury lawyer is going to know if what the insurance company is offering you is nonsense.  If an insurance company or big corporation is not treating you fairly, an experienced personal injury lawyer can threaten them with a lawsuit—something these big corporations and insurance companies fear—and the lawyer has the experience and track record to back it up.  An experienced personal injury lawyer knows how to gather evidence of the severity of your injury and the gross negligence of the person that injured you.  In this situation, a personal injury lawyer more than earns his or her fee.

Take the first step toward a fair settlement by consulting an experienced personal injury attorney who knows how to handle personal injury cases and will be truthful with you as to whether he or she can help your case.  Contact Dennis and King online, start a chat, or call our Chattanooga office at 423-892-5533 to schedule a free claim strategy session.  We take cases on a contingency fee basis, so you pay no attorney fees until we win your case.

By |2022-04-12T20:52:49-04:00April 12th, 2022|General Info|0 Comments
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Personal injury 

In almost all personal injury claims, insurance companies will offer you significantly less than what you deserve. It’s tempting to accept the first offer, especially if you are in a great deal of pain and unable to return to work. But if you’ve already taken a devalued settlement from the insurance company and your medical bills start to pile up, there’s little legal recourse to ask for more. That’s why it’s crucial to involve a Chattanooga personal injury lawyer before you even file a claim.

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Car Accidents

Chattanooga car accident lawyers Tricia Dennis and Russell King have recovered millions of dollars in Georgia and Tennessee for car and motor vehicle accident victims like you.  If you or a loved one has been injured and need help with your medical bills, then you have come to the right place.   Auto accident victims and their family members in East Tennessee and North Georgia can confidently rely on the experienced auto accident attorneys at Dennis and King. We are the law firm that has compassionately, yet effectively, helped victims and their loved ones navigate the aftermath of difficult situations.

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Trucking Accidents

Truck accidents in the United States are on the rise. Recent statistics show that almost 150,000 people are injured in truck accidents each year, and 6,000 people are killed. The regional area of Georgia and Tennessee is a crossroads and a center for car manufacturing, river traffic, and other industries. Large trucks, semi-trucks, 18-wheelers, and other commercial vehicles are constantly on the road. This has a downside as frequent truck accidents occur on I-75, I-24, I-59, Highway 153, U.S. 27, Amnicola Highway, Corridor J, and other roadways. If you or a loved one has been injured in a Georgia or Tennessee truck accident, you may be eligible for substantial compensation.

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Motorcycle Accidents

Experienced Chattanooga motorcycle accident lawyers Tricia Dennis and Russell King are avid fans of motorcycles, but they also realize how serious motorcycle accidents can be. With over 75 years of combined experience, Dennis and King Injury Law knows the legal process to achieve fair compensation for motorcycle crash victims. Contact one of our lawyers today to learn more about how to start your motorcycle accident claim.

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ATV Accidents

Under both Tennessee and Georgia law, ATVs are not authorized for use on paved road, but children continue to bring ATVs on to our roads and highways. Georgia and Tennessee laws also prohibit the carrying of passengers on most ATVs, require children below the age of 16 to take approved ATV training courses, and require kids younger than 16 to wear helmets, eye protection, and over-the-ankle boots when operating ATVs. However, these requirements apply only when ATVs are operated on public lands, leaving kids essentially without protection when riding ATVs on private property.

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Bicycle Accidents

The most tragic type of bicycle crash is a bike-car collision. Cyclists are completely defenseless traveling on 30-pound bikes when they’re surrounded by 3,000-pound cars and trucks racing by them. Pedestrians, defective bike parts, recalled bike helmets, and other ineffective bicycle safety equipment can also cause bicycle accidents. Bike accidents can result in wrongful death or serious injuries such as broken bones, amputation, traumatic brain injury, neck, back, and spinal cord injuries.

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Boating Accidents

One of three factors usually cause boat accidents: an inexperienced boater, an intoxicated operator, or a boat malfunction. More than a third of both fatal and non-fatal boat accidents are alcohol-related. It is estimated that boat operators with a blood alcohol content of .10 or higher are 10 times more likely to be injured or killed in a boat accident than sober operators.

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Nursing Home Abuse

No one ever expects a family member or friend to be the victim of abuse or neglect in a nursing home. However, abuse and neglect do occur every day and in many ways.

Dennis and King are Chattanooga nursing home abuse attorneys who will fight to recover all that you and your loved one deserve. With our experience in nursing home negligence matters, we thoroughly and carefully assess each individual case. We prepare each case for either settlement or trial in order to obtain compensation for injury, medical expenses, and pain and suffering. We help victims and their families hold these facilities accountable.

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Premises Liability

Premises liability is a vital facet of personal injury law, placing responsibility on property owners for maintaining a safe environment. When accidents occur due to negligence or hazardous conditions on someone’s property, victims have the right to seek compensation. This encompasses incidents like slip and falls or inadequate security leading to assaults. Dennis and King excel in handling these complex cases, tirelessly pursuing justice for our clients.

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Free Strategy Session

During your initial strategy session, we will assist you in creating a strategy in how to best pursue your claim, whether it be the result of a car accident claim, 18 wheeler injury, or, other kind of personal injury claim.

There are 5 points to your free claim strategy session:

  • First, we will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information you provide, we will give you our best advice on both what claims you have and the next steps you should consider to go forward with your claim.
  • If you claim is something that we think we can help you with, we will explain the services that we can provide for you, and what the next steps are that we should take. We will start working immediately.
  • If your matter is something that we do not think we can help you with, then we will attempt to put you in contact with another lawyer that might be able to help you.
  • Either way, what should happen is we will put to rest some of the unknowns that you may be experiencing. We will start to shed light on what you can expect and how to best pursue the benefits you deserve.