Georgia And Tennessee Car Accident Claims and Lawsuits
If you are injured in a Georgia or Tennessee auto accident you have the legal right to seek money from the at-fault motorist.
This initial process has four steps:
- The insured person (or his Georgia or Tennessee car wreck lawyer) submits a “claim” to the at-fault driver’s insurance company.
- The insurance company investigates the accident.
- The insurance adjuster confirms that their driver was at fault.
- After the insurance adjuster confirms fault, the adjuster attempts to settle your claim based on the insurance adjuster’s assessment of your injuries.
Settlement offers from insurance companies are almost ALWAYS less than the amount you are fully entitled to under the law. Not only that, but most offers not negotiated by a Georgia or Tennessee car accident lawyer, are unfair.
Should I accept an offer from the insurance company for my car accident injuries?
Do not accept any claim before you speak with an attorney.
Many large insurance companies have adopted settlement policies that encourage their adjusters to offer quick payments to persons involved in an accident. Insurance adjusters will contact you or your family shortly after an accident to try to gain your confidence. In doing so, insurance adjusters often try to present themselves as the friend of the injured person or the family of the person who was killed in an accident. The goal of such contact is to settle the case on terms as favorable as possible for the insurance company.
If you are unhappy with your insurance company settlement offer, file a civil suit. Technically, it is against the at-fault driver. As a practical matter, it is against the insurance company. To maximize your claim, consider working with a Chattanooga car accident lawyer.