Chattanooga Personal Injury Attorneys

How to Deal with Insurance Adjusters After an Accident

How to Deal with Insurance Adjusters After an Accident

A car accident is a traumatic event that leaves the mind racing and the nerves ablaze. But as frightening as an accident can be, it’s critical that accident victims gather their strength and calm their senses before interacting with insurance adjusters.

Below, the Chattanooga injury lawyers from Dennis and King explain how to deal with insurance adjusters after an accident and what victims can do to protect a potential injury claim. 

Who Are Insurance Adjusters?

Insurance adjusters, also called claims adjusters, investigate insurance claims by interviewing the claimant, witnesses, police, and hospital personnel. They also inspect and document property damage to determine the extent of liability in a claim.

More importantly, the role of an insurance adjuster includes negotiating with the claimant. And contrary to popular belief, adjusters don’t work hard for their policyholders; rather, they work hard to keep payouts low for the insurance company.

An adjuster’s job performance is based on keeping payouts low and processing claims quickly. To achieve this end, adjusters are known to ask leading questions in an effort to discredit your claim, limit the payout, and push toward a quick settlement.

If this doesn’t sound fair, you’re not alone in your thinking. At Dennis & King, we fight hard and push back against greedy insurance adjusters. We’re tough negotiators and ready to stand behind injured victims who need our help.

If you’ve been injured, call our Chattanooga office today at 423-417-1379, or contact us online 

How to Deal with Insurance Adjusters

After an accident, it’s very common for people to call their insurer before they contact an attorney. Talking to your insurer is fine following a minor crash, but you should keep the conversation brief and avoid the urge to help the adjuster gather information or piece together what happened.

For serious crashes or injuries such as catastrophic injuries or traumatic brain injury, it’s best to let an attorney handle all interactions with insurance. And here’s why: by the time you speak to an adjuster, they already have a pretty good idea of what happened and who’s responsible.

The real reason they’re interested in talking to you is to gather statements that could limit your claim.

If you must talk to an insurance adjuster, keep comments neutral; don’t embellish. Avoid guessing, estimating, or supposing about anything. If you don’t know the answer to a question, it’s okay to say you don’t know.

If you’ve been seriously injured, the best way to handle an insurance adjuster is to hire an attorney to do it for you.

Protect Your Insurance Claim

The last thing an insurance adjuster wants a policyholder to do is to hire an injury lawyer. Adjusters are aware that most people don’t understand the claims process well enough to navigate it effectively; they exploit this every chance they get.

An experienced injury lawyer is an intimidating adversary who knows the playbook and will make decisions in the interest of their client—not the insurance company!

Plus, victims that hire an attorney are more likely to win a comprehensive settlement; this might include compensation for things like medical bills, lost wages, pain, and suffering, and property damage.

Don’t let an insurance adjuster push you around after an accident or injury. If you’ve been injured, Dennis and King is ready to be your advocate and fight for your legal rights.

GET THE MOST MONEY FOR YOUR CLAIM—LEARN HOW MUCH MONEY YOU CAN GET WITH A FREE CASE REVIEW FROM ONE OF OUR ATTORNEYS AND ASK ABOUT OUR 25% DISCOUNT ATTORNEY FEE

CALL (423) 892-5533 or book online now

By |2022-03-14T20:13:40-04:00April 8th, 2019|General Info|0 Comments
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In almost all personal injury claims, insurance companies will offer you significantly less than what you deserve. It’s tempting to accept the first offer, especially if you are in a great deal of pain and unable to return to work. But if you’ve already taken a devalued settlement from the insurance company and your medical bills start to pile up, there’s little legal recourse to ask for more. That’s why it’s crucial to involve a Chattanooga personal injury lawyer before you even file a claim.

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Car Accidents

Chattanooga car accident lawyers Tricia Dennis and Russell King have recovered millions of dollars in Georgia and Tennessee for car and motor vehicle accident victims like you.  If you or a loved one has been injured and need help with your medical bills, then you have come to the right place.   Auto accident victims and their family members in East Tennessee and North Georgia can confidently rely on the experienced auto accident attorneys at Dennis and King. We are the law firm that has compassionately, yet effectively, helped victims and their loved ones navigate the aftermath of difficult situations.

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Truck accidents in the United States are on the rise. Recent statistics show that almost 150,000 people are injured in truck accidents each year, and 6,000 people are killed. The regional area of Georgia and Tennessee is a crossroads and a center for car manufacturing, river traffic, and other industries. Large trucks, semi-trucks, 18-wheelers, and other commercial vehicles are constantly on the road. This has a downside as frequent truck accidents occur on I-75, I-24, I-59, Highway 153, U.S. 27, Amnicola Highway, Corridor J, and other roadways. If you or a loved one has been injured in a Georgia or Tennessee truck accident, you may be eligible for substantial compensation.

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Experienced Chattanooga motorcycle accident lawyers Tricia Dennis and Russell King are avid fans of motorcycles, but they also realize how serious motorcycle accidents can be. With over 75 years of combined experience, Dennis and King Injury Law knows the legal process to achieve fair compensation for motorcycle crash victims. Contact one of our lawyers today to learn more about how to start your motorcycle accident claim.

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Under both Tennessee and Georgia law, ATVs are not authorized for use on paved road, but children continue to bring ATVs on to our roads and highways. Georgia and Tennessee laws also prohibit the carrying of passengers on most ATVs, require children below the age of 16 to take approved ATV training courses, and require kids younger than 16 to wear helmets, eye protection, and over-the-ankle boots when operating ATVs. However, these requirements apply only when ATVs are operated on public lands, leaving kids essentially without protection when riding ATVs on private property.

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The most tragic type of bicycle crash is a bike-car collision. Cyclists are completely defenseless traveling on 30-pound bikes when they’re surrounded by 3,000-pound cars and trucks racing by them. Pedestrians, defective bike parts, recalled bike helmets, and other ineffective bicycle safety equipment can also cause bicycle accidents. Bike accidents can result in wrongful death or serious injuries such as broken bones, amputation, traumatic brain injury, neck, back, and spinal cord injuries.

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One of three factors usually cause boat accidents: an inexperienced boater, an intoxicated operator, or a boat malfunction. More than a third of both fatal and non-fatal boat accidents are alcohol-related. It is estimated that boat operators with a blood alcohol content of .10 or higher are 10 times more likely to be injured or killed in a boat accident than sober operators.

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No one ever expects a family member or friend to be the victim of abuse or neglect in a nursing home. However, abuse and neglect do occur every day and in many ways.

Dennis and King are Chattanooga nursing home abuse attorneys who will fight to recover all that you and your loved one deserve. With our experience in nursing home negligence matters, we thoroughly and carefully assess each individual case. We prepare each case for either settlement or trial in order to obtain compensation for injury, medical expenses, and pain and suffering. We help victims and their families hold these facilities accountable.

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Premises liability is a vital facet of personal injury law, placing responsibility on property owners for maintaining a safe environment. When accidents occur due to negligence or hazardous conditions on someone’s property, victims have the right to seek compensation. This encompasses incidents like slip and falls or inadequate security leading to assaults. Dennis and King excel in handling these complex cases, tirelessly pursuing justice for our clients.

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  • First, we will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information you provide, we will give you our best advice on both what claims you have and the next steps you should consider to go forward with your claim.
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