If you have been injured in a rear-end accident in Chattanooga, TN, you may be wondering “how much money will I get?” Depending on the accident, you may be entitled to substantial compensation for any damages suffered. Common damages in rear-end accidents include medical expenses, vehicle repair bills, lost wages, and emotional pain and suffering. But how long does a rear end settlement take? And how much rear end accident compensation are you eligible for? Read on to find out.
According to the Tennessee Department of Safety & Homeland Security, there were 12,145 motor vehicle crashes in Hamilton county in 2020 alone. A total of 2,520 people were injured in those accidents, and 39 were killed. Rear-end accidents result in more than 556,000 injuries every year, nationwide. Although low-impact rear-end collisions can result in little to no damage, these crashes can be fatal at high speeds.
The skilled car accident team at Dennis & King has helped countless victims of rear-end accidents obtain the maximum compensation available to them in a timely manner. Although it is always our goal to settle rear-end collision cases outside of court, we are prepared to take your case to trial if it becomes necessary. Contact us today for a free and confidential consultation about your case.
Rear End Accident Compensation
Determining who is at fault in a rear-end collision is the first step in the process of obtaining compensation. Generally speaking, the trailing car will be found at least partially at fault for the accident, as rear-end actions are frequently due to distraction of the rear driver. However, the driver of the front vehicle can also be partially or entirely at fault.
If you have been involved in a rear-end accident, it is important to call the police immediately. In addition to ensuring everyone’s safety, law enforcement will create an official police report, which may be invaluable to your case if you decide to file a personal injury claim or lawsuit.
Your car accident attorney will evaluate your case to determine fault, help you gather evidence to substantiate your claim, file a liability claim with the other driver’s insurance company, and negotiate for the maximum settlement possible.
It is possible for both drivers to be partially at fault for the accident. If, for example, the front vehicle’s brake lights were broken and did not light up, the rear driver may not have known that the vehicle was slowing or coming to a stop.
In TN, comparative negligence laws allow one party to seek compensation for another party, even if they are partially at fault. In most cases, any compensation awarded to the injury victim will be reduced by their share of fault. For example, if Rebecca is 20 percent at fault for the accident and her damages are calculated at $100,000, that award would be reduced by 20 percent and she would receive the remaining $80,000 as compensation.
How Long Does a Rear-End Settlement Take?
In a perfect world, injury victims would wait until they have completed all medical treatment to seek compensation. This is because an early settlement may not take into account the potential for future medical bills. However, not everyone can wait months to see if their rear-end accident injuries will require more extensive treatment, such as surgery or long-term rehabilitation. In these cases, your attorney should discuss the estimated costs of future medical treatments with your doctor. Although the doctor’s estimate is not guaranteed to cover the full amount, it helps to paint a clearer picture of total costs and is a useful tool when requesting a certain settlement amount.
Once your attorney has sent a settlement demand letter to the insurance company, the adjuster will typically take two to three weeks to evaluate the claim before making an offer.
How Much Should You Settle For After Being Rear-Ended?
The amount of your settlement in a rear-end accident depends on multiple factors, including the severity of your injuries and property damage, and whether you were partially at fault. Damages sought in rear-end accident cases typically include medical expenses, lost wages, vehicle repair costs, and emotional pain and suffering. If the negligent driver’s actions were particularly egregious, you may also be able to recover punitive damages.
To ensure that you receive the maximum settlement possible, it is important to document as much as possible at the time of the accident. If you can, take photographs of any resulting property damage and visible injuries, as well as anything that may have contributed to the accident, such as a stop sign blocked by a tree.
In addition to getting the other driver’s name, contact, and insurance information, ask any witnesses for their name and contact info. This documentation, along with the official police report and your medical records, will go a long way toward building a successful case against the at-fault party.
No matter what you do, never admit fault or partial fault to the other driver. Even seemingly-innocent statements, such as, “I’m so sorry, the sun was in my eyes,” can be used against you. And never, ever accept the other insurance company’s settlement offer without first speaking to a skilled TN car accident lawyer. Insurance companies are notorious for offering low settlements to injury victims without legal counsel.
Contact Dennis & King Today
If you have been injured in a rear-end collision or any type of auto accident, the skilled legal team at Dennis & King can help. We will thoroughly analyze the details of your case, calculate damages, and negotiate for the maximum settlement. With more than 75 years of combined experience, we know how the insurance companies think.
If you’ve been in an auto accident, you may be entitled to substantial compensation for medical bills, estimated future medical bills, property damage, lost earnings, loss of future earnings, pain, and suffering, and punitive damages. Dennis & King has an impressive history of getting clients paid for rear-end collisions, and we want to do the same for you. Contact us today through our website for a free and confidential consultation about your case.