Chattanooga Personal Injury Attorneys

Welcome to Dennis & King Law

Welcome to Dennis & King Law

We are so glad you entrusted us with your personal injury case. We just know that our award-winning lawyers and incredible staff will maximize your recovery for your injury and make the process as stress free as possible.

We know you will have a lot of questions and at times, be confused about the process. Don’t worry. That’s normal. To help you with this process, we prepared this guide to help you know what to do and what not to do as you travel through this process. So, let’s get started!

What You Should Not Do

  • Unless we tell you differently, do not give statements, whether written or oral to anyone about your accident or injury.
  • NEVER lie or make incorrect statements to a doctor or other medical person.  If you don’t know, say so.  If you don’t remember, say so.  Let the doctor do the diagnosing, not you.
  • NEVER sign anything that has to do with your accident or injury without checking with us first.
  • Do not change your address, phone number or email without telling us.
  • If you’ve already been to the ER once, don’t go back unless it truly is an emergency.  ER care is the most expensive care you can receive; it will look like you are exaggerating your injury and it will not add value to your case.
  • Do not post any pictures of yourself or discuss your accident on social medial like Facebook.

What You Should Do

  • Every time you go to the doctor, any doctor, whether connected to your injury and accident or not, always call us – no exceptions. 
  • Be straight with your doctor or any other medical person.  Don’t exaggerate your injuries or symptoms, but don’t downplay them either.
  • Tell your doctor or physical therapist about every pain or symptom you’ve had since the accident.  Leave out nothing.  Remember, if a doctor doesn’t write it down, it didn’t happen.
  • Take pictures of your car before it is repaired.  If you can’t take pictures or you don’t know where the car is, call us so we can make arrangements to get pictures.
  • Take pictures of any visible injuries such as bruises, cuts, abrasions and scars.
  • If you or anyone on your behalf took photos of the accident scene, bring those photos to us.

Avoid Making Mistakes

  • Not following your doctor’s orders to the letter
  • Missing physical therapy if the doctor ordered it
  • Not telling the doctor or physical therapist about all your symptoms
  • Missing doctor appointments
  • Posting pictures of you having fun or being active on Facebook or other social media
  • Talking about your case with anyone who is not your medical provider or attorney
  • Engaging in strenuous activity anywhere the insurance company can video it

More On The Importance of Medical Care

When you miss doctor or physical therapy appointments, you are saying to the doctor and insurance company that you aren’t really hurt. When you allow time gaps to occur in your treatment, such as missing a week of therapy, you are telling the insurance company or a jury that you don’t take your injury seriously, so neither should they – and they won’t, I promise you.

You can’t recover for pain and suffering if a doctor or physical therapist hasn’t noted it in his or her medical records. Always be complete in reporting how you are feeling and where you are hurting so it gets noted in your medical records.

Keeping Records

So, we can present a complete story of how the accident and injury affected you, we need you to keep a record of the following items:

  • Lost work time and wages
  • Any other expenses relating to your injury such as transportation/mileage to the doctor or therapy, home care, etc.
  • Your physical limitations—what you tried to do, when you tried it (the date) and what you couldn’t do
  • Each day, record your pain level between 1 and 10 each day until we tell you to stop
  • Collect receipts of any out of pocket expenses such as for medication or cab rides

Medical And Health Insurance Liens

It is important to use your health insurance to pay for your collision related medical care because it gets your care at a financial discount, which ultimately means more money in your pocket.  But, federal law forces us to pay back your health insurer from your settlement or verdict.  We don’t like it but we have no choice under the law.

If you don’t have health insurance, in order to get you the medical care you need, as well as maximize the value of your case, we have to agree, in writing, that we will pay the medical providers directly from your settlement or verdict.  We only do this with medical providers whom we know will charge a reasonable sum for your care.

You May Be Watched! Beware!

When an injured person files a claim, the insurance company almost always investigates the injured person.  The investigation can include an investigator following you and videotaping your activities.  They love catching the injured person lifting groceries or doing yard work.

Contact Dennis and King if you think someone is watching you.


When you file for bankruptcy, your personal injury case becomes the property of the Bankruptcy Court.  This doesn’t mean you won’t get any cash from your settlement.  In Tennessee, you can keep up to $5000 dollars from your settlement.  In Georgia, you can keep up to $7500 of your settlement or verdict. The rest goes to pay your creditors.  If there is anything left over after paying your creditors, you get to keep it. 

The Bankruptcy Court has to approve your settlement, which is almost always does as a matter of course.  The approval process does delay you getting your money after you settle by a few weeks.


Why Can’t We Tell You The Value Of Your Case Now?

The very fact that we took your case means that:

  • You have at least an 80% chance of recovery; and
  • Your case value is enough to justify you hiring an attorney.

 However, it is not possible for us to tell you with any certainty, how much a jury will award you or how much an insurance company will offer for settlement.  Every case is different and at the outset we don’t even know the full extent of your injuries, or how long they will take to heal. 

There are certain elements that determine your damages:

  • Whether your injury is permanent
  • If permanent, the amount of disability from your injury
  • Incurred reasonable and necessary medical expenses
  • Future reasonable and necessary medical expenses
  • Wage loss—past and future with confirmation by a physician that you can’t work
  • Pain and suffering
  • If you are married, loss of companionship for your spouse


Demand For Settlement

If the insurance company is not contesting fault, at some point we will send a demand package to the insurance company.  This package includes your medical records and bills along with a detailed letter about the accident, your injuries and how your injuries affected you and a demand for a large sum of money.  The insurance company has a definite period to respond.

This Demand Only Goes Out After You Have Completed Treatment

Therefore, it is critical that you let us know immediately when you have completed medical treatment.


Mediation is an alternative to a trial.  In mediation, both parties and their lawyers meet with a neutral lawyer who attempts to get the parties to agree to a settlement.  Mediation is an informal and inexpensive alternative to a trial.  If the parties don’t reach a settlement, the case proceeds to trial.

Uninsured/Underinsured Driver/Defendant

In Tennessee and north Georgia, as much as 40% of all vehicles are uninsured.  If you were hit by one of these uninsured drivers, we will see if you had uninsured or underinsured benefits on your own auto policy so we can get you compensated for your injury.  Therefore, we request that you provide us with a copy of your car insurance policy.  Can’t find a copy of your policy?  No worry, you can get a copy from your insurance agent or from your insurance company’s online website.

If you are feeling overwhelmed after reading all of this, don’t worry. We’re here for you.  If you don’t understand something, all you need to do is pick up the phone and call us at 423-892-5533.  We love questions and we are here to make this process as stress free as possible.

By |2023-05-17T14:26:20-04:00June 9th, 2022|General Info|0 Comments
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Personal injury 

In almost all personal injury claims, insurance companies will offer you significantly less than what you deserve. It’s tempting to accept the first offer, especially if you are in a great deal of pain and unable to return to work. But if you’ve already taken a devalued settlement from the insurance company and your medical bills start to pile up, there’s little legal recourse to ask for more. That’s why it’s crucial to involve a Chattanooga personal injury lawyer before you even file a claim.

About Personal Injury >

Car Accidents

Chattanooga car accident lawyers Tricia Dennis and Russell King have recovered millions of dollars in Georgia and Tennessee for car and motor vehicle accident victims like you.  If you or a loved one has been injured and need help with your medical bills, then you have come to the right place.   Auto accident victims and their family members in East Tennessee and North Georgia can confidently rely on the experienced auto accident attorneys at Dennis and King. We are the law firm that has compassionately, yet effectively, helped victims and their loved ones navigate the aftermath of difficult situations.

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Trucking Accidents

Truck accidents in the United States are on the rise. Recent statistics show that almost 150,000 people are injured in truck accidents each year, and 6,000 people are killed. The regional area of Georgia and Tennessee is a crossroads and a center for car manufacturing, river traffic, and other industries. Large trucks, semi-trucks, 18-wheelers, and other commercial vehicles are constantly on the road. This has a downside as frequent truck accidents occur on I-75, I-24, I-59, Highway 153, U.S. 27, Amnicola Highway, Corridor J, and other roadways. If you or a loved one has been injured in a Georgia or Tennessee truck accident, you may be eligible for substantial compensation.

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Motorcycle Accidents

Experienced Chattanooga motorcycle accident lawyers Tricia Dennis and Russell King are avid fans of motorcycles, but they also realize how serious motorcycle accidents can be. With over 75 years of combined experience, Dennis and King Injury Law knows the legal process to achieve fair compensation for motorcycle crash victims. Contact one of our lawyers today to learn more about how to start your motorcycle accident claim.

About Motorcycle Accidents >

ATV Accidents

Under both Tennessee and Georgia law, ATVs are not authorized for use on paved road, but children continue to bring ATVs on to our roads and highways. Georgia and Tennessee laws also prohibit the carrying of passengers on most ATVs, require children below the age of 16 to take approved ATV training courses, and require kids younger than 16 to wear helmets, eye protection, and over-the-ankle boots when operating ATVs. However, these requirements apply only when ATVs are operated on public lands, leaving kids essentially without protection when riding ATVs on private property.

About ATV Accidents >

Bicycle Accidents

The most tragic type of bicycle crash is a bike-car collision. Cyclists are completely defenseless traveling on 30-pound bikes when they’re surrounded by 3,000-pound cars and trucks racing by them. Pedestrians, defective bike parts, recalled bike helmets, and other ineffective bicycle safety equipment can also cause bicycle accidents. Bike accidents can result in wrongful death or serious injuries such as broken bones, amputation, traumatic brain injury, neck, back, and spinal cord injuries.

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Boating Accidents

One of three factors usually cause boat accidents: an inexperienced boater, an intoxicated operator, or a boat malfunction. More than a third of both fatal and non-fatal boat accidents are alcohol-related. It is estimated that boat operators with a blood alcohol content of .10 or higher are 10 times more likely to be injured or killed in a boat accident than sober operators.

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Nursing Home Abuse

No one ever expects a family member or friend to be the victim of abuse or neglect in a nursing home. However, abuse and neglect do occur every day and in many ways.

Dennis and King are Chattanooga nursing home abuse attorneys who will fight to recover all that you and your loved one deserve. With our experience in nursing home negligence matters, we thoroughly and carefully assess each individual case. We prepare each case for either settlement or trial in order to obtain compensation for injury, medical expenses, and pain and suffering. We help victims and their families hold these facilities accountable.

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Premises Liability

Premises liability is a vital facet of personal injury law, placing responsibility on property owners for maintaining a safe environment. When accidents occur due to negligence or hazardous conditions on someone’s property, victims have the right to seek compensation. This encompasses incidents like slip and falls or inadequate security leading to assaults. Dennis and King excel in handling these complex cases, tirelessly pursuing justice for our clients.

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Free Strategy Session

During your initial strategy session, we will assist you in creating a strategy in how to best pursue your claim, whether it be the result of a car accident claim, 18 wheeler injury, or, other kind of personal injury claim.

There are 5 points to your free claim strategy session:

  • First, we will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information you provide, we will give you our best advice on both what claims you have and the next steps you should consider to go forward with your claim.
  • If you claim is something that we think we can help you with, we will explain the services that we can provide for you, and what the next steps are that we should take. We will start working immediately.
  • If your matter is something that we do not think we can help you with, then we will attempt to put you in contact with another lawyer that might be able to help you.
  • Either way, what should happen is we will put to rest some of the unknowns that you may be experiencing. We will start to shed light on what you can expect and how to best pursue the benefits you deserve.