You must be asking yourself “should I go after the uninsured driver who injured me?”. If an uninsured driver injures you and damages your car and you don’t have uninsured motorist coverage, it may be difficult to recover the full amount of your damages. Without uninsured motorist coverage, you would not have any insurance coverage to help pay for your medical expenses or car repairs.
However, you may still have the option to file a lawsuit against the uninsured driver to seek compensation for your damages. But keep in mind that if the driver does not have insurance, they may not have the financial means to pay for any damages awarded to you by a court. Even if you win the case, it may be difficult to collect the judgement.
Another option would be to check if you have any other insurance policy that can help you in this situation, for example, your health insurance can help you with the medical expenses and if you have homeowner’s insurance, it may cover your car damages if it is parked on your property when the accident occurs.
If you are injured in a car accident caused by an uninsured driver, it may be difficult to recover the full amount of your damages. When an at-fault driver does not have insurance, it means that there is no insurance policy to pay for your damages, and you may have to rely on your own insurance policies, such as your own auto insurance policy’s uninsured motorist coverage, or your health insurance to cover your medical expenses.
However, even if the driver is uninsured, you may still have the option to file a lawsuit against them to seek compensation for your damages. But keep in mind that if the driver does not have insurance, they may not have the financial means to pay for any damages awarded to you by a court. Even if you win the case, it may be difficult to collect the judgement.
It is always best to consult with an experienced attorney to evaluate your case and determine the best course of action. They can help you understand your legal options and the likelihood of success in pursuing a claim against an uninsured driver. At Dennis and King we have been helping people sort out the aftermath of their car-wreck for 45 years. We can help you too. Call us at 423-892-5533 or contact us online or even chat with us on our website. Dennis and King – We can help, even if you don’t hire us.
