600+ five star reviewsIf you sustain a personal injury while at work, you do have help available to you. These injuries are handled a little bit differently since they happened on the job. Even car accidents while on the job are handled a little bit differently.
Below, a workplace injury lawyer will walk you through what workers’ compensation is and how it helps people like you recover.
This blog post is written for educational and informational purposes only. It is not meant to act as a substitute for legal advice. If you’re hurt on the job, schedule a consultation with an attorney who handles on-the-job injuries.
What Is Workers’ Compensation?
If you get hurt while at work, there is a no fault workplace insurance that can provide you benefits while you recover. This insurance is known as workers’ compensation. It is paid by employers and provides protection for workers. This type of insurance covers workers who were hurt or made ill from their job site. Workers’ compensation also covers car accidents that happen during trips on behalf of your job.
Workers’ compensation is a requirement for most employers to carry. Let’s look at how workers’ compensation helps employees.
How Does Workers’ Compensation Help Employees?
Workers’ compensation provides numerous benefits for employees who need to file a claim. It is there to help protect you as a worker so that you can feel secure knowing if you are injured while on the job, you will be taken care of. As our friends at Herschensohn Law Firm, PLLC can share, some benefits include:
- Payment Of Your Medical Expenses. This includes and is not limited to doctor visits, x-rays, mobility aides such as crutches, PT, medication, and surgery. This is not a full list of what’s covered as medical expenses or even long-term medical expenses for your ongoing recovery past your injury.
- Payment Of Some Of Your Wages While You’re Off Work. If your injury or illness are so severe that you miss work, workers’ compensation will pay some of your wages. However, there are rules and regulations as to how many days of work you can miss and be compensated for. An attorney can guide you further on this.
- Partial Or Full Disability. If you are found to be partially or totally disabled because of your injury or illness, workers’ comp may provide you with partial or total disability payments.
- Job Retraining. If you can’t return to your previous line of duty because of your injury, you may be eligible to receive job training.
How Does Workers’ Compensation Affect A Personal Injury Case
If you are injured at work and there is another entity that has liability, a so-called “third-party,” most states will permit you to collect workers’ compensation insurance proceeds and also proceed against the “third-party.” If you believe you have a claim against a third party, you should consult with an attorney who can advise you on this potential claim. Reach out to a lawyer near you for help on this issue.
