Chattanooga Personal Injury Attorneys

How Injury Attorneys Help With Insurance Adjusters Assigned To Your Claim

How Injury Attorneys Help With Insurance Adjusters Assigned To Your Claim

It is not uncommon for people to be unsure of what to do after a car accident.  Insurance companies are often the first contact you call after you are in an accident.

Although the insurance company’s job is paying for your damages, they also try to save money on insurance claim payouts.

Dealing with the insurance company on your own can be a tricky situation, especially if you’re at fault for the accident.  In most cases, whether the accident is your fault or not, it is a good idea to have an injury attorney to speak to the insurance agents assigned to your claim.

When hiring a Chattanooga personal injury attorney, such as Tricia Dennis and Russell King, all aspects of your insurance claim are handled by the attorney.  Hiring an attorney protects you from any potential problems and being taken advantage of.

In contrast to hiring an attorney, insurance agents try to get you to make a decision right away.  This is unfortunately how injured victims are manipulated into agreeing on a lower settlement. In the end, victims of a car accident end up settling your claim for far less money than what you should be compensated for.

The Insurance Company Is Not Obligated To Be Fair Or Fast-acting With Your Insurance Claim Payout

The other driver’s insurance company only has an obligation to their insurer.  They have no responsibility to treat you well or address your needs.  Instead, they may even ignore you completely.

Unfortunately, there is virtually nothing stopping an insurance company from doing this. They may offer you a settlement far lower than what your case is worth, delay payments, and even deny your claim.  It can be difficult to stick up for yourself in these situations.

Insurance Agents Will Almost Always Low-Ball Your Compensation

It’s important to remember that insurance adjusting agents see cases like yours every day.  Insurance agents can generally estimate the worth of a claim by reading the facts.  They also know how to negotiate with victims who are not represented by an attorney.

Unfortunately, the insurance agent’s experience in working on so many claims enables them to get victims to agree to as little as possible for compensation for their claim.

This sometimes means that insurance adjusters will take advantage of victims if they can get away with it while paying less on a claim.   Having an experienced personal injury attorney on your side can prevent you from having to deal with insurance agents altogether.   Get the compensation you deserve for personal injuries and vehicle damages.

You do not have to use the body shop that the insurance company recommends.

Some insurance companies will tell you that you must use a particular body shop to receive compensation for your property damage.  In most situations, this simply isn’t the case.

In fact, you may want to avoid the shop the insurance company recommends because they may undervalue your vehicle or provide decreased estimates on how much it will cost to get things fixed.  If you have a body shop that you like better, it may be a good idea to use them instead.

You likely do not want the first settlement offer.

In most situations, the first settlement offer is an opening point.  It gets the bargaining process going.  However, some victims will take the first offer, so the insurance company may try to low ball you first, just to see if it works.  Unfortunately, some victims see mounting medical bills, vehicle repair bills, and time away from work, so they are eager to accept anything the insurance company will give them.

Getting an experienced personal injury lawyer can help you determine what your case is really worth.  Your attorney will also help you get the most out of your car accident. After all, you were injured, and you deserve to be compensated for your losses. Contact Dennis and King online now.

By |2023-07-18T13:38:48-04:00June 5th, 2017|General Info|0 Comments
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Your Rights After A Serious Car Accident

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Personal injury 

In almost all personal injury claims, insurance companies will offer you significantly less than what you deserve. It’s tempting to accept the first offer, especially if you are in a great deal of pain and unable to return to work. But if you’ve already taken a devalued settlement from the insurance company and your medical bills start to pile up, there’s little legal recourse to ask for more. That’s why it’s crucial to involve a Chattanooga personal injury lawyer before you even file a claim.

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Car Accidents

Chattanooga car accident lawyers Tricia Dennis and Russell King have recovered millions of dollars in Georgia and Tennessee for car and motor vehicle accident victims like you.  If you or a loved one has been injured and need help with your medical bills, then you have come to the right place.   Auto accident victims and their family members in East Tennessee and North Georgia can confidently rely on the experienced auto accident attorneys at Dennis and King. We are the law firm that has compassionately, yet effectively, helped victims and their loved ones navigate the aftermath of difficult situations.

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Trucking Accidents

Truck accidents in the United States are on the rise. Recent statistics show that almost 150,000 people are injured in truck accidents each year, and 6,000 people are killed. The regional area of Georgia and Tennessee is a crossroads and a center for car manufacturing, river traffic, and other industries. Large trucks, semi-trucks, 18-wheelers, and other commercial vehicles are constantly on the road. This has a downside as frequent truck accidents occur on I-75, I-24, I-59, Highway 153, U.S. 27, Amnicola Highway, Corridor J, and other roadways. If you or a loved one has been injured in a Georgia or Tennessee truck accident, you may be eligible for substantial compensation.

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Motorcycle Accidents

Experienced Chattanooga motorcycle accident lawyers Tricia Dennis and Russell King are avid fans of motorcycles, but they also realize how serious motorcycle accidents can be. With over 75 years of combined experience, Dennis and King Injury Law knows the legal process to achieve fair compensation for motorcycle crash victims. Contact one of our lawyers today to learn more about how to start your motorcycle accident claim.

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ATV Accidents

Under both Tennessee and Georgia law, ATVs are not authorized for use on paved road, but children continue to bring ATVs on to our roads and highways. Georgia and Tennessee laws also prohibit the carrying of passengers on most ATVs, require children below the age of 16 to take approved ATV training courses, and require kids younger than 16 to wear helmets, eye protection, and over-the-ankle boots when operating ATVs. However, these requirements apply only when ATVs are operated on public lands, leaving kids essentially without protection when riding ATVs on private property.

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Bicycle Accidents

The most tragic type of bicycle crash is a bike-car collision. Cyclists are completely defenseless traveling on 30-pound bikes when they’re surrounded by 3,000-pound cars and trucks racing by them. Pedestrians, defective bike parts, recalled bike helmets, and other ineffective bicycle safety equipment can also cause bicycle accidents. Bike accidents can result in wrongful death or serious injuries such as broken bones, amputation, traumatic brain injury, neck, back, and spinal cord injuries.

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Boating Accidents

One of three factors usually cause boat accidents: an inexperienced boater, an intoxicated operator, or a boat malfunction. More than a third of both fatal and non-fatal boat accidents are alcohol-related. It is estimated that boat operators with a blood alcohol content of .10 or higher are 10 times more likely to be injured or killed in a boat accident than sober operators.

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Nursing Home Abuse

No one ever expects a family member or friend to be the victim of abuse or neglect in a nursing home. However, abuse and neglect do occur every day and in many ways.

Dennis and King are Chattanooga nursing home abuse attorneys who will fight to recover all that you and your loved one deserve. With our experience in nursing home negligence matters, we thoroughly and carefully assess each individual case. We prepare each case for either settlement or trial in order to obtain compensation for injury, medical expenses, and pain and suffering. We help victims and their families hold these facilities accountable.

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Premises Liability

Premises liability is a vital facet of personal injury law, placing responsibility on property owners for maintaining a safe environment. When accidents occur due to negligence or hazardous conditions on someone’s property, victims have the right to seek compensation. This encompasses incidents like slip and falls or inadequate security leading to assaults. Dennis and King excel in handling these complex cases, tirelessly pursuing justice for our clients.

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Free Strategy Session

During your initial strategy session, we will assist you in creating a strategy in how to best pursue your claim, whether it be the result of a car accident claim, 18 wheeler injury, or, other kind of personal injury claim.

There are 5 points to your free claim strategy session:

  • First, we will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
  • Based on the information you provide, we will give you our best advice on both what claims you have and the next steps you should consider to go forward with your claim.
  • If you claim is something that we think we can help you with, we will explain the services that we can provide for you, and what the next steps are that we should take. We will start working immediately.
  • If your matter is something that we do not think we can help you with, then we will attempt to put you in contact with another lawyer that might be able to help you.
  • Either way, what should happen is we will put to rest some of the unknowns that you may be experiencing. We will start to shed light on what you can expect and how to best pursue the benefits you deserve.